Zhou Dongyu: Resuming work still familiar taste, looking forward to Zeng Dao coming to see me again

Zhou Dongyu: Resuming work “still familiar taste”, looking forward to Zeng Dao coming to see me again
On May 6, when Er Dongsheng, chairman of the Hong Kong Film Awards, uncovered the best actress’ envelope and read the name “Dong Zhou Yu”, she was reading the script around the crew.The title of “Youngest Double Actress at Golden Award and Golden Horse Award” is pressure and motivation for Zhou Dongyu.Behind this honor, the partners are all the same director-Zeng Guoxiang, Zhou Dongyu very much hope that the two can cooperate again, “Look forward to Zeng Dao come to me again.”Asked how it feels to gradually resume work and return to the crew, Zhou Dongyu replied: “It’s still a familiar taste. Back to work, everyone is full of energy.”The 39th Hong Kong Golden Awards was announced.” Youth of You “won 8 awards and won the Golden Award. I really did not dare to think about the sauna night net: When the results of the Golden Awards were announced, what were you doing?Do you think you will win the prize?Zhou Dongyu: At that time, I was reading the script around the crew. I didn’t dare to think about winning the prize.Sauna Night Net: After getting the best actress, who is the first one to congratulate you?Zhou Dongyu: My team, they were next to me at the time, and when I announced it, I just walked into their room and everyone was very excited.Sauna Nightnet: In 2016, she won the Golden Horse Award for Best Actress with “July and Ansheng”. She also cooperated with the director team of Zeng Guoxiang. Is there any plan to cooperate with the director for the next time?Zhou Dongyu: I hope to cooperate again and look forward to Zeng Dao coming to see me again.Sauna Night Net: Golden Horse Golden Statue Double Material Best Hostess, Will It Bring You Stress?Zhou Dongyu: There will be pressure, but pressure is also the driving force. I will work harder to interpret each role and live up to the audience’s love and support for me.Sauna Night Net: Golden trophy can be sent by the organizing committee, or it can be given later when the award is given offline. When do you plan to get the trophy?Zhou Dongyu: Will there be an additional award ceremony under the cable?Then I am curious about the form of awards, because the awards have been announced, it is very interesting to think about.>>> Er Dongsheng: The awarding ceremony of the Golden Awards will be held offline, and actors need trophies can be mailed to Sauna Yewang: Where did the Golden Horse Trophy last place?Zhou Dongyu: My mother carefully displayed it on the shelf, my honor list.Back to the crew, everyone was full of energy. Sauna Night Net: Some time ago, the epidemic was serious. What do you do when you are isolated at home?Did you gain weight?Zhou Dongyu: Those who do sports to accompany their family to cook and chat are the daily life.A lot of staff around me said that isolation became fatter. If I were fat, my face would be fat first, but the weight would not change much, so I did not pay special attention to it.Sauna Nightnet: Could the first few months be the time when you have the most rest in these years, and enjoy this state of life?Zhou Dongyu: Cherish this kind of life, but the holiday is because of the epidemic, so I am still very worried, and I will pay attention to the news every day.Sauna Night Net: Now that I’m gradually returning to work, how does it feel to return to the crew?Zhou Dongyu: It’s still a familiar taste. Back at work, everyone is full of energy.Sauna Nightnet: Did the epidemic give you a new feeling for work and life?Zhou Dongyu: I think physical health is really important, we still need to strengthen exercise and enhance physical fitness.Sauna, Yenet Editor Teng Chao Huang Jialing Proofreading Zhao Lin

Insurance consumers pay attention!The long-term medical insurance rate is adjustable, and it will be easier to buy in the future?

Insurance consumers pay attention!The long-term medical insurance rate is adjustable, and it will be easier to buy in the future?
The long-awaited long-term medical insurance rate adjustment rules have finally been issued.On April 2, the China Banking and Insurance Regulatory Commission issued the “Notice on Issues Related to Long-Term Medical Insurance Product Rate Adjustment” (hereinafter referred to as “Notice”), which clarifies the range of long-term medical insurance products for rate adjustment, basic requirements for rate adjustment, and rateAdjusted information disclosure requirements and other related content.In general, in November last year, the newly revised “Health Insurance Management Measures” mentioned that insurance companies can agree to adjust the rate of long-term medical insurance products in insurance products. The notice issued this time is precisely this clause.Details.At the beginning of the year, medical insurance attracted the attention of consumers because of its high cost performance and high practicality. Data show that in 2019, medical insurance original insurance premium income reached 244.2 billion US dollars, an increase of 32%, far exceeding the industry’s total premium growth rate of about 20Digits.However, in terms of time limit, most of them are 1-year business, and long-term medical insurance products are replaced. Therefore, the China Banking Regulatory Commission said that the notification through the date rate adjustment mechanism clearly conveyed a positive signal to encourage the development of long-term medical insurance, which is conducive toConsumers provide insurance products with a guaranteed term and more comprehensive liability.For the first time three years after the rate-adjusted products are properly listed, according to the requirements of the notice, insurance companies develop and design long-term medical insurance products with rate-adjusted pricing only at the natural rate and the insurance period exceeds one year, or the insurance period does not exceed one yearBut medical insurance products with guaranteed renewal terms.At the same time, it is stipulated that the long-term medical insurance products shall be appropriately adjusted in terms of supplementary products. The first time for the adjustment of the rate shall be no earlier than 3 years from the date of product marketing, and the interval of each rate adjustment shall not be less than 1 year.In terms of customer protection and information disclosure, the notice requires that insurance companies properly resolve insurers ‘questions about rate adjustments, properly handle complaints and disputes arising, and do well in customer service.It is worth noting that the long-term medical insurance price adjustment is not “adjustment if you want to adjust”. The notice states that if the product’s compensation rate is less than 85% in the previous year and exceeds the average payment rate of the industry-adjustable long-term medical insurance product, 10More than one or more; in the last year, the product had a group visit dispute, and if the Banking Insurance Regulatory Commission requested one of the other three facts that the rate should not be raised, the rate should not be raised in the current year.Zhu Junsheng, deputy director of the Insurance Research Office of the Financial Research Institute of the Development Research Center of the State Council, told the sauna and Yewang that the above-mentioned notice stipulates specific operating methods and requirements to promote the establishment of insurance companies and improve the long-term medical insurance rate adjustment mechanism.In the past, without such a mechanism, it was not clear whether medical insurance rates could be adjusted, and how to adjust them. It was difficult for insurance companies to develop products with “guaranteed renewal”.”The restrictive clauses are mainly to prevent insurance companies from abusing the right to increase the rate, thereby damaging the interests of consumers. Therefore, if the compensation rate is not particularly high, the rate cannot be increased. After all, the increase will increase the consumer’s burden of payment.Only when the operating conditions of a certain insurance product deviate from the predetermined assumption, can it rise.In addition, if a product visit dispute occurred in the last year of a product, this actually shows that the product itself has a relatively large problem, and in this case, it is not suitable for floating rates.Zhu Junsheng admitted.Both consumer insurance companies are benefiting. At present, many hot million medical insurance coverage periods in the market are more than one year, and some products have a warranty renewal function. Only a small number of products have a protection period of more than one year, such as micro medical insurance.The term of protection for long-term medical insurance is 6 years.Zhu Junsheng said frankly, the biggest demand of consumers for health insurance is to guarantee the renewal of the insurance. If it cannot be done, the insured will have health problems again, resulting in the insurance purchased will refuse to continue to provide medical protection. This is for consumers.Huge risk exposure.But the scale, due to the continuous changes in medical technology and health conditions, the risk of long-term insurance policies operated by insurance companies is also great.After the rate is adjusted, the needs of both consumers and insurance companies will be met. In the future, insurance companies can explore medical insurance products that guarantee renewal to provide better protection for consumer health risks. At the same time, under certain conditionsAllowing the adjustment of the tariff rate has also eased the risk of its long-term operation.Therefore, the issuance of this notice will help enrich the product supply.For consumers, insuring long-term health insurance products means that if the health status changes lead to an increase in the risk of medical expenses, or the insurance company stops selling the product, the insurance company still has to bear contractual responsibilities during the insurance period stipulated in the contract.It is an important difference between long-term insurance products and short-term insurance products.Is there any room for short-term medical insurance?Zhu Junsheng believes that the adjustment of long-term medical insurance rates can make a breakthrough in the industry and gradually become the main product form of health insurance in the future.At present, commercial health insurance is mainly based on disease insurance, and serious disease insurance is placed in the disease insurance. The proportion of medical insurance still needs to be reduced, and it is mostly short-term.However, the life insurance attributes of critical illness insurance are reduced, the premiums per item are higher, and the amount of protection is relatively reduced. In terms of the function of protecting medical expenses, it is still limited.After the rate can be adjusted, more and more insurance companies will develop medical insurance that guarantees renewal. The situation of major illness insurance and the short-term medical insurance will change.It is worth noting that after the news that the long-term medical insurance rates in Afghanistan have been adjusted is exposed, many people have discussed whether the space for subsequent development of short-term medical insurance will be compressed?In this regard, a senior product manager told the sauna, Yewang: “In fact, it is mainly the price. If you say that a long-term medical insurance does not adjust the rate within 5 years, the price is the same as the short-term medical insurance, then it is definitely a short-term medical insurance.Yes, at present, big companies are eager to try, we are also prepared, and are still in the design stage.”Sauna, Ye Wang Pan Yichun Editor Zhao Ze proofreading Liu Baoqing

Ignition, sealing plate, leading stocks .

Ignition, sealing plate, leading stocks .
“Ignition, sealing, switching between high and low, leading stocks . There are many tactics for hot money, and some tactics also have many details to pay attention to.According to Zhou Hai (pseudonym), hot money is the most profitable investment faction since the establishment of A shares.”It mainly depends on emotions, and it is mainly based on short-term operations, but it is also inseparable from the analysis of fundamentals, policies, market styles, etc., because emotions are caused by these factors.”He has been in the business for 5 years and is currently a partner of a hot money team.”  Since the beginning of this year, A-share market sentiment has been active, and Tesla, Huawei and epidemic-related concepts continue to ferment.According to Choice statistics, between January 2 and March 18, the first trading day of 2020, institutions, sales offices and other trading seats made a total of 34,048 listings, more than 26,341 in the same period of 2019.Nearly 30%.  In fact, there are frequent “demon stocks” in the market. Xinlong Holdings, Soyut, Saturday, Mould Technology, Ogilvy Medical and other stocks have all gone through a period of rapid growth this year. The main force behind them is-Hot money has also become one of the concerns of investors.  Market: The 10 active business departments have been listed on the Dragon Tiger List 2209 times this year. The impression of investors is often mysterious. Generally, they can only “perceive” their existence through the business department on the Dragon Tiger List.Zhou Hai told the sauna and Yewang. “It’s all about the hot money to open an account in the sales department. There is nothing special about it.”In order to help reduce the more active brokerage business department, Sauna and Yewang use the number of appearances in the Dragon Tiger List each year as an indicator. According to the statistics of Choice data, in the six years from 2014 to 2019, a total of 10 brokerages operatedThe department has 3 or more years, ranking in the top 10 of the annual Dragon and Tiger List.  Among them, Huatai Securities Shenzhen Yitian Road Rongchao Business Center business department has entered the top ten every year, and it has been on the Dragon Tiger List 4742 times in total in 6 years; followed by Huatai Securities Xiamen Xiahe Road Sales Department and Ping An Securities Shenzhen Shennan East RoadThe sales department of Luohu Business Center has entered the top ten in 5 years.  Followed by the sales department of Jinbi Road in Shanghai Fengxian District, Guojin Securities Shanghai Internet Securities Branch, Guoxin Securities Shenzhen Tairan 9th Road Sales Department and Huatai Securities Shanghai Wuding Road Business Department, each entering the top 10 for 4 years.The Guotai Junan Securities Shanghai Fushan Road Securities Sales Department, Tibet Oriental Fortune Securities Lhasa Tuanjie Road Second Sales Department and CITIC Securities Shanghai Liyang Road Securities Sales Department each entered the top ten for three years.  The data shows that since the beginning of this year, the above 10 sales departments have been listed on the Dragon and Tiger List 2209 times, and they are particularly concerned about individual stocks in the chemical, automotive, and medical device industries.The top three in the industry of the stocks listed in the sales department.  From the perspective of individual stocks, a total of 1,205 stocks have triggered the trading information disclosure mechanism since this year, and they have entered the Dragon and Tiger List. Among them, there are more than 7 stocks with more than 20 listings, 33 times for Xinlong Holdings.31 times for molding technology, 28 times for environmental protection of Qiaoyin Bank, 26 times for Ogilvy Medical, 23 times for TEDA, 22 times for Shenzhen Konka A and 20 times for Zhende Medical.  These stocks include the concept of raw material meltblown cloth for masks, mask production, Tesla, medical waste treatment, semiconductor and other concepts.Among them, Xinlong Holdings ‘main business includes meltblown fabrics, which continue from the 7th after the Spring Festival holiday.31 yuan / share increased to the highest point of the year touched on March 10 intraday 14.95 yuan / share, a gradual increase of 104.5%.However, as of the close of March 18, its combined report was 10.11 yuan / share, has fallen by 32 from the highest point in the year.3%.  Hot money: The stock selection depends mainly on emotions, and we are going to create the “best stock”. During the epidemic phase, we must have caused the concept stocks of the epidemic to pay more attention.”A lot of times are based on market sentiment. Hot money is mainly short-term operations, mainly looking at sentiment. When sentiment is good, there is a rising stop, and when sentiment is bad, it is a falling stop.Talking about the stock selection ideas of hot money, Zhou Hai said, “However, emotions often have to be combined with fundamentals, estimates, themes, and national policies, because many times emotions are generated by these factors, and emotions are difficult to quantifyBut something that can be partially quantified.”Emotions need to be studied and understood about fundamentals, policy strength, individual stock strength, time-sharing strength, etc.”Zhou Hai said, “I think that hot money is an objective investment strategy and the most profitable faction since the establishment of A shares. That was how Xu Xiang and other developing country leaders grew up.Various factors such as sentiment, structure, market style, individual stock strength, time-sharing strength, A-share trading characteristics, trading system and other factors determine the objective existence of hot money dispatch and corresponding trading strategies.”Do you know what is the best stock?”It is a stock that cannot be bought, a stock that has reached a daily limit, and hot money is a strategy of making a premium for the money of the best stock in the process of creating the best stock.This is the hot money strategy, which can be so simple to understand.”When explaining what is a hot money strategy, Zhou Hai said,” There are many tactics for hot money, which are very interesting. It replaces ignition, sealing, switching between high and low, leading stocks, etc. Certain tactics also have many details to pay attention to.Market level, sentiment, individual stock sector level, sector sustainability, imagination, etc. all need to be considered.”Zhou Hai explained to reporters one of the tactics of” ignition “, he said:” When the strands start, there is no daily limit, but you feel that there is a decrease in daily limit, this time sometimes we will change it from rising 3% Has risen to 7%, and it has been pulled by 4 points. At this time, it is an ignition strategy. Many people who block the board will receive the money of the ignition person, and they will stop this stock up and down.Add a handful of fire to make a small time-sharing double.”However, although in Zhou Hai’s view, hot money is an objectively existing” famous decent “, but in the eyes of the outside world, hot money also has a dark side.A senior employee of a brokerage business department in South China told Sauna and Yewang: “The concept of hot money is many and similar. There is a team that allows retail investors to listen to them and buy the same stock at the same time.The operation methods of hot money have been carefully studied and analyzed, but there are also insider trading, cooperate with listed companies to pull the prospects, do Zhuang, etc.”A senior partner of a securities law firm told Sauna, Yewang:” There is usually a gold owner behind hot money. This is an industry that licks blood. When the market is good, it can make a lot of money, and when the market is bad, it will go bad.Everyone is a creditor and a debtor, and people in the circle have too many triangular debts.When the market is good, earning money is fast. From the market, tens of millions is very easy.”Sauna, Ye Wang Xiao Wei Li Yunqi editor Sun Yong proofreading Li Ming reporter contact email: xiaowei @ xjbnews.com